Blog Posts

Jiayi (Kristy) Xu, MBA, CFP®

May 241 min read

Global Wealth Harbor featured in ThinkAdvisor Portfolio Construction Column – “What to Do When a Client's CDs, Bonds Mature”

I was asked by ThinkAdvisor journalist how to help clients make decision on what to do when a client’s CDs and bonds mature. Below is my...

Global Wealth Harbor featured in Bloomberg- How Parents Support their Adult Children while Preparing for Retirement

Jiayi (Kristy) Xu, MBA, CFP®

May 31 min read

Global Wealth Harbor featured in Bloomberg- How Parents Support their Adult Children while Preparing for Retirement

I was asked by a Bloomberg Wealth reporter about my opinion on “What should a parent do if supporting their adult children is threatening...

Jiayi (Kristy) Xu, MBA, CFP®

Mar 132 min read

A Reward for Our Clients

As Mint is no longer available in 2024, I heard from a few clients that they are looking for an alternative budgeting tool and here my...

Jiayi (Kristy) Xu, MBA, CFP®

Mar 105 min read

March Market Commentary

February Recap and March Outlook As you may notice from the title, Global Wealth Harbor now started to post monthly market review instead...

Jiayi (Kristy) Xu, MBA, CFP®

Feb 231 min read

Global Wealth Harbor featured in ThinkAdvisor Magazine - Is It Time to Sell the “Magnificent 7”?

I was asked by ThinkAdvisor journalist whether it is time to sell the U.S. tech behemoth the “Magnificent 7”. If you are interested in my...

Jiayi (Kristy) Xu, MBA, CFP®

Feb 171 min read

New Office Locations for In-Person Meetings

Starting February this year, we are adding new office locations for in-person meetings for our Bay Area clients and prospective clients!...

Jiayi (Kristy) Xu, MBA, CFP®

Dec 2, 20232 min read

Weekly Market & Economic News Recap (Week of November 27, 2023)

Blue-Chip spreads rally as investors bet Fed is done hiking. Blue-chip spreads tighten to the lowest since February 2022. The average...

Jiayi (Kristy) Xu, MBA, CFP®

Nov 18, 20231 min read

Weekly Market & Economic News Recap (Week of November 13, 2023)

US Producer Prices decline by most since April 2020 on gasoline. Prices paid to producers sank 0.5% in October, core unchanged. Decline...

Jiayi (Kristy) Xu, MBA, CFP®

Nov 11, 20232 min read

Weekly Market & Economic News Recap (Week of November 6, 2023)

Stocks extended their November rally amid a surge in tech giants, a relatively calm session for bonds and no major surprises from Federal...

Jiayi (Kristy) Xu, MBA, CFP®

Nov 4, 20232 min read

Weekly Market & Economic News Recap (Week of October 30, 2023)

Fed pause helps treasury yields retreat and stocks climb. Gains accelerate after Jerome Powell says financial conditions have tightened....

Jiayi (Kristy) Xu, MBA, CFP®

Oct 22, 20232 min read

Weekly Market & Economic News Recap (Week of October 16, 2023)

Fed’s Logan says higher yields allow more time to watch economy. Inflation is still too high despite welcome progress, she says. Dallas...

Jiayi (Kristy) Xu, MBA, CFP®

Oct 20, 20231 min read

Global Wealth Harbor featured on InvestmentNews Magazine

I was asked to share my thoughts with InvestmentNews magazine on BlackRock’s offer of retirement-date ETFs for investors saving outside...

Jiayi (Kristy) Xu, MBA, CFP®

Oct 15, 20232 min read

Weekly Market & Economic News Recap (Week of October 9, 2023)

Higher bond yields likely to extend Fed rate pause. Officials are signaling that a run-up in long-term interest rates might substitute...

Jiayi (Kristy) Xu, MBA, CFP®

Oct 7, 20232 min read

Weekly Market & Economic News Recap (Week of October 2, 2023)

US stock benchmarks rebounded after a tense week while the retreat in Treasuries extended as Wall Street debated the odds the Federal...

Jiayi (Kristy) Xu, MBA, CFP®

Sep 23, 20232 min read

Weekly Market & Economic News Recap (Week of September 18, 2023)

Big tech weighs on stock market after Fed pause. Wall Street is finally buckling in for a longer ride with higher borrowing costs. (Wall...

Jiayi (Kristy) Xu, MBA, CFP®

Sep 16, 20232 min read

Weekly Market & Economic News Recap (Week of September 11, 2023)

Fiscal policy risk is more likely to drive up US bond yields than further tightening from the Federal Reserve, said the central bank’s...

Jiayi (Kristy) Xu, MBA, CFP®

Sep 9, 20232 min read

Weekly Market & Economic News Recap (Week of September 4, 2023)

Inflation, Interest-Rate Worries Drag Stocks Downward. Treasurys and big tech shares drop after hot economic data. (Wall Street Journal,...

Jiayi (Kristy) Xu, MBA, CFP®

Aug 31, 20231 min read

Global Wealth Harbor Featured on Financial Planning Magazine

I shared my thoughts with the Financial Planning Magazine about how a retiree could invest in helping protect the planet. If you are...

Jiayi (Kristy) Xu, MBA, CFP®

Aug 26, 20232 min read

Weekly Market & Economic News Recap (Week of August 21, 2023)

Mortgage rates hit 7.23%, highest since 2001. Borrowing costs have risen more than the benchmark Treasury yields they track, pushing up...

Jiayi (Kristy) Xu, MBA, CFP®

Aug 19, 20231 min read

Weekly Market & Economic News Recap (Week of August 14, 2023)

Shoppers boost retail sales for fourth straight month. Consumers spent more in July on food, clothing and online. (Wall Street Journal,...